Need Help with a Down Payment? A HomeReady Mortgage Might Be Right for You

Need Help with a Down Payment? A HomeReady Mortgage Might Be Right for You

If you are itching to get into homeownership but don’t have much of a down payment saved or much of a credit history, you might think you’ll just have to wait. However, through its sponsored entities like Fannie Mae, the U.S. government has created mortga

Jan 26, 2023 | Purchasing a Home

2023 Conforming Loan Limits Jump $79,000, Giving Borrowers Plenty of Mortgage Options

2023 Conforming Loan Limits Jump $79,000, Giving Borrowers Plenty of Mortgage Options

Last week the Federal Housing Finance Agency (FHFA) announced the new conforming loan limits (CLL) for mortgage loans in 2023 and based on U.S. home price growth, they are increasing to 12% for the coming year. The new conforming limit will be $726,200 fo

Jan 19, 2023 | Purchasing a Home

Your Mortgage Closing Checklist

Your Mortgage Closing Checklist

You’re in the home stretch: you’ve found a great home, made an offer and been accepted. You’ve gone through the home inspection appointments and resolved any issues and now you’re waiting for the mortgage underwriting process to wrap up before you finally

Jan 17, 2023 | Purchasing a Home

Home Buying in 2023 – What to Expect

Home Buying in 2023 – What to Expect

The past several years of housing boom, spurred on by the lowest mortgage rates in history and record-setting home demand, have likely seen their end. As U.S. inflation reached uncomfortable levels of inflation by early-2022, potential buyers started pull

Jan 03, 2023 | Purchasing a Home

6 Ways to Know You Are Ready to Be a Home Buyer

6 Ways to Know You Are Ready to Be a Home Buyer

Buying a home is one of the biggest and most important financial decisions most people will make in their lifetimes. It is no wonder then that people want to be sure they are truly ready for the purchase. Here is a list of 6 ways to know that you have suf

Dec 29, 2022 | Purchasing a Home

Don’t Make These 7 Home Buyer Mistakes

Don’t Make These 7 Home Buyer Mistakes

With today’s rising interest rates and high home prices, buying a home takes some planning and forethought. Mistakes can be costly, like getting a mortgage higher than you can afford or getting stuck in a neighborhood or house you actually don’t like. Her

Dec 27, 2022 | Purchasing a Home

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