How to Start the Process of Buying a Home

Once you’ve decided you want to become a homeowner you may not know what step to take next. Should you hire a real estate agent? Should you find a lender? Should you start searching real estate listings on your own? Here’s a look at the typica

Jul 18, 2023 | Purchasing a Home

Can Manual Underwriting Help You Get Approved for a Mortgage?

When you apply for a mortgage loan, the bank or lender has to go through the process of underwriting the loan. This means that your financial data will be verified and analyzed to determine if you qualify for the loan and at what terms. Today most of this

Jul 13, 2023 | Purchasing a Home

How To Save As Much Money as Possible When Buying a House

With high prices and rising inflation, if you are hoping to buy a home for the first time this year, you are probably looking for any way to save money in the process. Here are some possible options for pinching those pennies to make home buying more affo

Jul 11, 2023 | Purchasing a Home

The Pros and Cons of a 40-Year Mortgage

When it comes to buying a house, you have most likely heard of a 30- or 15-year mortgage, and maybe even a 20-year mortgage. Did you know there are also 40-year mortgages? In today’s market of record high prices, these long-term home loans can offer

Jun 29, 2023 | Purchasing a Home

Weighing the Options: Vacation Home or First Mortgage Payoff?

Have you always wanted to buy a second home in your favorite vacation spot, but you’re not sure if it makes financial sense to take on a second mortgage before paying off your first? It can be a tricky question as it feels like a trade-off between g

Jun 20, 2023 | Purchasing a Home

Can My Lender Sell My Mortgage?

After searching for the best mortgage lender, you might be surprised to get a letter soon after you close on your new home loan that states that your mortgage has been sold to a different company. You might wonder how that happened and if it is even allow

Jun 08, 2023 | Purchasing a Home

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